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My Vision 2030 of
AI in Banking

Imagine how GenAI and Digitization will change our industry in the longterm. Founded on a broader information base, smarter decisions, automized processes and client interactions, as well as new technology blueprints.

Shape the Future of
Digital and Embedded Banking 

Banking processes and technologies are fundamentally changing. It is now the time to create the products, services and teams for the era of banking with GenAI and new technologies. Start now! 

Create AI Visions

Implement Use Cases

Skill up teams

Start of a New Era in Banking

We are facing a massive transformation as GenAI and new technology change the way how we serve clients, operate banking and lead the teams.

GenAI is driving the digitization in banking for incumbents as well as neonbanks.

AI Agents reshape client processes as digital and personal services get connected and automized.​

AI technology blueprints boost the efficiency and flexibility of banking.

Embedded Banking is the opportunity for nonbanks to monetize and digital banks to scale.​​

The State of GenAI in Banking

Most affected industry

by GenAI

59%

bank employees use AI every daily

700p

workload replaced by Klarna Service Chat

IBM IBV 2025 - Global Outlook for Banking and Financial Markets. Accenture 2023 - A new era of generative AI foreveryone. Accenture 2024 - The age of AI: Banking’s new reality. Capgemini 2024 - TechnoVision Top 5 Tech Trends toWatch in 2025.

Build your Vision 2030

Strategy

Work with a Strategy Advisor to identify new use cases, develop business models, conduct a feasibility study or a transformation strategy.

Product

Rely on an experienced Product Manager to kick-off new services and redesign process with a strong vision and technology.​​

Management

Involve a senior Interim Manager to bring in leadership, support and guidance to your teams or to set up and run an organization.

20+ Years of Experience 

Oliver Dlugosch, Founder and CEO

Oliver Dlugosch. Founder, CEO,
Senior Executive, Strategy Advisor.

Benefit from Oliver's 20 years of experience as CEO and Strategy Advisor in some of the leading German fintechs and digital players of the last decades. And the network behind it.

Entrepreneur.

Founder with multiple exits.
High growth and turn-around cases.
Innovation and leadership.​

Senior Executive.

Company and team building.
Structure and guidance.

Hands-on from sales to operations.​

​Product Strategist.

Combine business and technology.

Focus on client's e2e process.

From idea to bank compliant operations.

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Product Examples

Embedded Lending with pre-integrated bank partners achieving yearly financing volumes of €500M.

Provided for major car and consumer marketplaces.

​API-platform as PaaS infrastructure for financial service use cases with full bank security and compliance.

Preferred standard solution of major banks across Europe.

Wealth Management software with AI based portfolio and rebalancing recommendations.

Used from 100k banking clients and their bank advisors.

Advice Manager as graphical agent with financial planning and product recommendations.

Rolled out with major private banks in 5 European countries.

Top 4  
Fastest Growing Startups Germany

50 Wachstumssieger 2019
Gründerszene and KPMG

Get in Touch with Oliver!

Send a Message

Oliver Dlugosch at work.

Schedule a Call

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